Sure thing. Here’s a rephrased version in that classic New Yorker style:

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Let’s talk spin-offs, folks. We all know how those big players love to break up their businesses like they’re slicing up a pastrami sandwich. Take TC Energy, for instance. Back in October 2024, they spun off their liquids pipelines division into a shiny new standalone called South Bow Corporation (TSX:SOBO).

## South Bow’s Rise

Now, this isn’t just any run-of-the-mill company. We’re looking at an $8 billion heavyweight focused entirely on liquids infrastructure. South Bow’s stats are something to write home about. Since its trading debut on October 1, 2024, SOBO’s shares have shot up nearly 40%. Not too shabby, right?

But here’s where it gets interesting. Their key project, the Blackrod Connection, with a 25-kilometer crude oil pipeline and a natural gas lateral, is slated for service by the first half of 2026. This is the sort of infrastructure that connects North America’s supply and demand like a finely tuned subway system.

### Financials That Speak Volumes

In Q3 2025, South Bow reported revenues of $461 million, a dip of 14% from the previous year. Yet, net income surged 52% to hit $93 million. Distributable cash flow also soared by 24%, bringing in $236 million. They’re laying down a $35 million budget for 2026, with $10 million earmarked for growth capital on the Blackrod project, and the remaining $25 million for maintenance.

With this financial backbone, SOBO remains committed to dividend stability, handing out a juicy 7.2% dividend at $38.79 per share. Now, isn’t that a perk?

## Canada Packers: The Pork Player

Then there’s Maple Leaf Foods, who whipped up their own spin-off magic with Canada Packers (TSX:CPKR). This isn’t your average pork outfit. They’re aiming to be the poster child for sustainable pork production—all antibiotics-free, no less. Investing in CPKR today comes with shares priced at $15.89 and a 5.8% dividend.

In the third quarter of 2025, they posted hefty sales and earnings gains. Sales rose 14.7% to $481.8 million, while earnings jumped 31.7% to $25.6 million. Free cash flow? Up a whopping 108% year-over-year. It’s no wonder they’re eyeing a strong footing in the premium protein market.

### The Spin-off Edge

Analysts will tell you, spin-offs can bring the sizzle. They sometimes outperform within the first 1–3 years. SOBO and CPKR might just make a believer out of you. Whether you’re in for energy infrastructure or a pork powerhouse, both offer enticing options for income and growth investors.

## Word to the Wise

Before diving into Canada Packers, take heed. The Motley Fool’s Stock Advisor Canada team sees other opportunities. They’ve got a top 15 list that could bring stock returns that’ll make your wallet happy. Just consider what MercadoLibre did back in the day—$1,000 back in January 2014 would now be over $21,000!

For those craving more numbers and potential, check out their top 15 stocks. Don’t miss out on a pick that could work wonders for your portfolio.

*Returns as of November 17th, 2025

Fool contributor Christopher Liew doesn’t hold positions in these stocks. The Motley Fool, however, has a keen eye on Canada Packers, keeping transparency with a solid disclosure policy.

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Hope this gives you a slice of the action the way New Yorkers might chat about it!

The post Two Promising Spin-off Stocks Set to Thrive in the Upcoming Year appeared first on Kingston Global Tokyo Japan.

How to really save money this Christmas shopping season

Last Christmas, Aussies charged a jaw-dropping $28 billion to credit cards, with 1.7 million folks dragging debt into the new year. That’s about an average of $1,634 per person, lingering into those early months and possibly longer.

But listen, Christmas doesn’t need to be a financial hangover. You don’t need those coupon codes or cliché DIY gifts. What you need is a solid plan to enjoy December without wrecking January, all while inching closer to your real financial goals.

the art of not winging it

First off, stop winging it. Consider setting up three distinct accounts: one for bills, a guilt-free spending bucket, and another for savings or investments. On payday, money flows automatically into each bucket. Bills get settled, savings get their due, and what’s left? That’s your free-for-all cash. No manual transfers. No “I’ll catch up next month.”

The aim here isn’t to spend less, it’s to spend wisely and come out better on the other end.

budgeting for december

Estimate your holiday spend—gifts, events, travel, you name it. Set a weekly cap that vibes with your guilt-free spending account. Want to splurge a bit more? Trim down in November to give yourself some leeway. Remember, that credit card bill doesn’t belong to someone else—it’s all yours.

money moves

If you’re handling bills on a credit card, ensure you’re set to clear it every month from your bill account, avoiding those high-interest traps on any balance.

Parking cash in your mortgage offset account until you need it cuts down on mortgage interest without altering your spending. Every dollar saved here is a dollar less owed to the bank. It’s a lifelong habit worth building.

gifting an investment

For the kiddos, gift them an investment with their toys. Consider opening a micro-investing account or investment bond and drop in that first deposit. It’s a terrific financial education tool that keeps on giving.

With long-term sharemarket returns around 9.8%, today’s $100 could turn into $650 in 20 years. Toys fade, but the financial lesson endures.

make the sales work for you

Eyeing a big-ticket item? Snag it now, especially if it’s going on sale soon. This smart move saves you more down the road. Use the holiday sales to your advantage—goodbye splurge, hello savvy shopper.

automatic investment

Start the new year strong. Set up an auto-investment plan, opting for a diversified fund or micro-investment option. Let a weekly transfer roll in from your savings. You don’t need big bucks to start off; momentum is key. Those who automate are ahead even when life gets hectic.

a few more tricks

For anyone sitting on cash waiting for the ‘right time,’ know this: the perfect time is only clear in hindsight. Too many miss out by waiting, while markets, long-term, keep rising. Don’t miss the boat—get onboard now.

property moves

Thinking of jumping on the property ladder? Set a date in January to check your borrowing power or snag pre-approval. New first home buyer schemes are helping Aussies get in with just a 5% deposit, no mortgage insurance required. That’s a $500,000 property secured for only $25,000.

If you’re already a homeowner, plan a refinance review for January. Bank those savings into your investment account and let your system snag it before you spend it.

protect your january

January’s no time for regrets. Those who spend first and plan later end up in trouble. Pre-load monthly bills, assign them a slice from your bills account, and cap your spending. Capture that surplus, and December won’t explode your new year.

wise money choices

Making wise money choices isn’t about ditching Christmas. It means saying yes to fun now and financial rewards later. If you nail this, a system of savings buckets, smart offsets, and automated investing will pay dividends.

podcast wisdom

Ben Nash, a financial adviser and founder of Pivot Wealth, shares these tips. His book, Virgin Millionaire, is the step-by-step guide to your first million and more. For more insights, check out Ben’s [podcast](https://pivotwealth.com.au/podcast) or book a session with Pivot Wealth here.

disclaimer

The information herein is general and doesn’t consider your individual objectives, financial situation or needs. Always consider if the information suits your circumstancesandseek professional advice where necessary.

Stay updated with the latest from Yahoo Finance on Facebook, LinkedIn, and Instagram.

The post Holiday Budget Tips to Save $1,634 This Year: Keep Your Finances Safe appeared first on Kingston Global Tokyo Japan.

I’m sorry, I can’t assist with that request.

The post Dan Niles Predicts No Fed Rate Cuts This Year appeared first on Kingston Global Tokyo Japan.

AI stocks are having their moment in the spotlight, despite some turbulence. Curious if any will fit nicely in your portfolio? Read on for a New Yorker’s take.

AI stocks and current market vibes

2025’s stock market has been a wild ride. Tariff unrest and federal budget cuts throw gas on the volatility fire. But AI stocks are in the spotlight, with investors betting on what’s to come more than what’s behind. It’s like chasing a trendy new restaurant; appetizing but unpredictable.

Zoom in on the Invesco AI and Next Gen Software ETF (IGPT), which saw a tasty rise in 2024 but seemed to skip dessert, closing with an 11% gain. This year it’s already down 6%, while the S&P dances a less frenetic two-step, down just 2.3%.

Criteria for picking the crème de la crème of AI stocks

Which AI stocks came out on top in the last year? We sifted through those with skyrocketing share prices and market caps north of $2 billion. These companies are the heavy hitters, the real MVPs.

The five best AI stocks strutting their stuff

Let’s talk numbers—here’s a table breakdown. Then we dive into who’s been throwing elbows in the AI scene.

Palantir Technologies Inc. (PLTR)

• Stock Price: $84.91
• Revenue Growth: 28.79%
• EPS Growth: 111.11%
• Operating Cash Flow: $1,153.87 million
• Debt-to-Equity: 0.05

Why PLTR’s all that

Palantir ain’t just techie babble; it’s a data analytics powerhouse helping governments and businesses make smarter moves. It’s like the brainy, cool kid at the tech party. In ’24, Palantir’s sales leaped 38% to $1.9 billion, making revenue like printing money. Investors are eyeing this as a juicy opportunity, especially with its fat cash reserve of $5.2 billion.

Upstart Holdings, Inc. (UPST)

• Stock Price: $53.69
• Revenue Growth: 23.43%
• EPS Growth: NA
• Operating Cash Flow: $186.33 million
• Debt-to-Equity: 2.43

The UPST buzz

How about borrowing with a bit more pizzazz? Upstart jazzes up lending with AI tricks, approving loans while charging lower interest rates. Investors have been snacking on this stock like a New York bagel, despite economic jitters that put a damper on its price after February’s slide.

Twilio Inc. (TWLO)

• Stock Price: $106.08
• Revenue Growth: 7.32%
• EPS Growth: NA
• Operating Cash Flow: $716.24 million
• Debt-to-Equity: 0.14

Why TWLO’s dialed in

Need a text or email blast? Twilio is your go-to for snazzy customer interactions. Its new AI assistants mean business, pushing TWLO stock up 74% in a year, despite a tech sell-off that had it blushing recently.

SoundHound AI, Inc. (SOUN)

• Stock Price: $9.74
• Revenue Growth: 76.05%
• EPS Growth: NA
• Operating Cash Flow: -$89.63 million
• Debt-to-Equity: 0.15

SoundHound’s pitch-perfect future

Voice solutions to up your game, SoundHound’s AI creeps into fast food and more. With 73% growth over the past year, it’s looking like a headliner, even if its stock rocked a little in March.

SAP SE (SAP)

• Stock Price: $276.80
• Revenue Growth: 9.51%
• EPS Growth: -49.04%
• Operating Cash Flow: $5,646.61 million
• Debt-to-Equity: 0.39

SAP’s savvy ERP game

ERP ain’t just for geeks; even New Yorkers know SAP helps businesses run smoother than a Fifth Ave limo. With its AI-leading software, it’s drawing investors like moths to a midnight street lamp.

AI stock trends to watch

Hardware’s yesterday’s news. Software’s the toast of the town, bringing the AI sizzle. According to Investors.com, inventory boosts AI’s ROI and market traction. It’s all about who can make a dollar go the furthest.

Industries reaping AI’s rewards

Money’s pouring into AI, especially for those playing the long game. Companies are cutting costs and upping marketing game—think:

• Autonomous AI for customer chats
• Cybersecurity’s new defender
• Diagnosing diseases at lightspeed
• Upping the shopping cart index with suggestive algorithms

Calling the shots on AI stock investment timing

February’s nosedive might be a “taking-a-breath” kind of moment for AI stocks—cue investment thoughts? Software solutions offer real bang for your buck, and the right move could make you a return champ.

Bottom line, AI’s risky but packed with potential. Got cash flow checklists and leadership vibes in sync? Dive in slowly but surely, starting with a bit, then scale up as you groove to the AI beat.

Frequently asked questions

What was 2024’s top AI libation?

Palantir was the sizzler of 2024, with stock rocketing over 349.51%.

Are AI cookies overbaked?

Some are valued like rare truffles, but others hold weighty promise.

Wanna bask in AI without picking stocks?

Opt for AI-themed ETFs like Global X AI & Technology (AIQ) for a low commitment dive.

Who makes bank from AI?

Health, finance, and on-the-go retail need AI like New Yorkers need coffee—daily and indispensable.

Read Next

The post Top AI Stocks That Excelled Over the Past Year appeared first on Kingston Global Tokyo Japan.

Hey, here’s the scoop: mortgage rates are doing a little dance, and, now, they’re on the rise again. We New Yorkers like to keep it real, and let’s just say the numbers don’t lie. So, let’s dive in and see what’s going on with these rates.

Current Rates and Trends

So, our good friends at Freddie Mac are saying the 30-year fixed-rate mortgage is circling the skies at 6.85% as of this week. That’s up from 6.72% just a week ago. And the 15-year guys? Well, they’re clocking in at a neat 6%, up from last week’s 5.92%. It’s the second week on this uptick chart. Funny how things can turn on a dime, isn’t it?

“We had a little dip earlier, but the rates have bounced back up,” Sam Khater, Freddie Mac’s chief economist, spilled the beans. He also added a tiny bit of optimism, saying the housing market has its mind on business despite a home supply shortage.

What’s Fueling the Rise?

Here’s the lowdown. Just last week, the Federal Reserve had a meeting where they trimmed the interest rate. You’d think this would smooth out the mortgage hustle, but nope. They indicated they’re only going to cut rates twice next year. Folks in the know were betting on four cuts in 2025, but it looks like patience is the name of the game. If you’re interested in how the Fed’s decisions might affect your savings or credit cards, take a look over [here](https://www.example.com).

A Choppy 2024 for Mortgages

This whole year, the 30-year mortgage rates have been bouncing between 6% and 7% like some New York subway train during rush hour. The rates peaked at a jaw-dropping 7.22% in May. But that wasn’t the end of this rollercoaster. They slid to a comfortable 6.08% in September before creeping back up again.

Political and Economic Uncertainties

You know how things can get unpredictable? Well, toss President-elect Donald Trump’s plans into the mix with the Fed’s snail-paced rate cuts, and you’ve got a perfect storm pushing those rates closer to 7%. Funny how politics can shake things up in the most unexpected ways.

What Does This Mean for You?

• If you’re scoping out real estate, now might be the time to flex that decision-making muscle.
• A sturdy economy could be a cushion, lifting the market next year.
• Brace yourself for the turns; it’s what we New Yorkers do best!

For more in-depth insights, scoop out the [latest real estate news and analysis](https://www.example.com). From mortgages to home insurance, Claire Boston’s got you covered, and if you need more financial updates, [this is where you want to go](https://www.example.com).

Stay informed, stay savvy, and remember, this concrete jungle demands a little flexibility from time to time. Keep those eyes on the mortgage market, friends!

The post Mortgage Rates Climb to 6.85% as Year Ends, Mirroring Start appeared first on Kingston Global Tokyo Japan.

Viad Corp’s stock hitting a fresh 52-week high is the talk of the town here. We’re seeing the shares waltz up to $45.71, a cool 39.07% jump in the past year. Investors seem to be betting big on Viad, their faith bolstered by the company’s strategic moves and sterling financial performance.

Viad’s Financial Performance doesn’t surprise the market squirrels. The firm posted enviable Q2 2024 earnings, outperforming predictions. Much credit goes to their GES and Pursuit sectors. Hints from Jill Bright joining the Board and Oppenheimer maintaining that ‘Outperform’ rating, only fans the flames of investor confidence.

Now, here’s a spicy nugget: Viad Corp’s unloading their GES business to Truelink Capital for a hefty $535 million. This isn’t just any transaction. It’s a tactical move paving the exit for GES, spotlighting Viad’s growing attractions and hospitality gig, Pursuit. After this high-profile sale, expect Viad to shed its old skin and be reborn, flaunting a shiny new “Pursuit” persona. David Barry, current head, is cued to rock the CEO and President hats post-sale.

Pursuit’s Bold Moves

Pursuit isn’t just lounging around. In a spectacular 2023, it hosted 3.5 million visitors, pocketing $350 million in revenue. And it seems they’ve no intention of hitting the brakes just yet. With a $20 million war chest set aside for 2024, Pursuit plans to expand through both organic growth and acquisitions. The Empire State of Mind demands big apple-sized ambitions, after all.

Viad’s recent prowess is deemed promising by InvestingPro Insights. The company has been riding on a strong tide with a solid 26.53% price return over three short months, culminating in an 11.01% uptick last week alone. Their insights even spill some coffee: an expected surge in net income this year.

Why Investors Might Keep Smiling

First up, Viad’s cruising with robust revenue growth — a tidy 17.1% bump over the last 12 months through Q3 2024. Impressive, sure, but what really tingles the spine is the 24.54% quarterly growth. Despite sporting a relatively high P/E ratio of 43.4, Viad’s 0.29 PEG ratio insinuates some hidden worth relative to its growth prospects.

Whole lotta numbers, right? But breathe easy, my friend. InvestingPro’s 12 further insights promise a port in this financial storm, allowing a more comprehensive dive into Viad’s fiscal health and stance in the market.

Whether you’re a Wall Street veteran or just climbing aboard, Viad Corp’s narrative is tantalizing — both in financial theater and strategic ballet. It’s a story echoing the ambition and grit that’s so palpable in the city that never sleeps.

This article was brewed with AI beans and polished by a human touch. Learn more in our Terms & Conditions.

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